Disclosures
Important information about our services and potential conflicts
Form ADV
Our Form ADV Part 2A (Firm Brochure) and Part 2B (Brochure Supplement) provide detailed information about Sky-Midwest Capital's business practices, fees, conflicts of interest, and the background of our advisory personnel.
These documents are available upon request and are provided to all clients at the beginning of our advisory relationship.
Investment Risks
Investing in securities involves risk of loss that clients should be prepared to bear. Key risks include:
- Market risk - overall market declines can affect portfolio values
- Interest rate risk - changes in interest rates impact bond and equity values
- Credit risk - possibility of issuer default
- Liquidity risk - difficulty selling investments at desired prices
- Currency risk - for international investments
Conflicts of Interest
We disclose all material conflicts of interest that could affect our advisory services:
- Fee structure may create incentive to recommend additional services
- Relationships with custodians and other service providers
- Personal trading by advisory personnel subject to code of ethics
We manage these conflicts through disclosure and adherence to our fiduciary duty to act in your best interest.
Performance Disclosure
Past performance is not indicative of future results. Any performance information provided is net of fees and includes reinvestment of dividends and other earnings. Individual client results may vary based on timing of investments, contributions, withdrawals, and other factors.
For a complete copy of our Form ADV or additional disclosure information, please contact us at +1 (901) 399-9712.