Terms of Service

Advisory Relationship

By engaging Sky-Midwest Capital for financial advisory services, you agree to the terms outlined in our Investment Advisory Agreement. We act as a fiduciary, providing advice in your best interest based on the information you provide.

Client Responsibilities

As a client, you agree to:

• Provide accurate and complete financial information
• Notify us promptly of any changes in your financial situation or objectives
• Review account statements and reports carefully
• Ask questions when you don't understand our recommendations

Fees and Compensation

Our fee structure is detailed in our Investment Advisory Agreement and Form ADV Part 2A. Fees are based on assets under management or charged on a fixed or hourly basis, depending on the services provided.

Investment Risks

All investments involve risk, including the potential loss of principal. Past performance does not guarantee future results. We cannot guarantee that you will achieve your investment objectives.

Termination

Either party may terminate the advisory relationship at any time with written notice. Upon termination, you will receive a pro-rata refund of any prepaid, unearned fees.

Limitation of Liability

Sky-Midwest Capital's liability is limited to the extent permitted by law. We are not liable for losses resulting from market conditions, client decisions made contrary to our advice, or circumstances beyond our control.